Your Back-to-School Insurance Checklist
Posted: August 1, 2024
Returning to school is an exciting time, promising new lessons, growth, and fresh experiences. By ensuring your insurance coverage is up-to-date, you can better protect your child, family, property, and finances. Add the following insurance products to your back-to-school checklist to prepare for a new school year. 1. Health Insurance Your child’s health is paramount; they may be exposed to new environments and potential...
Health Insurance 101: A Guide for First-Time Buyers
Posted: July 25, 2024
Health insurance is essential in today’s world, yet approaching buying health insurance for the first time can be daunting. Understanding the basics of health insurance, such as coverage options, enrollment processes, and managing costs, is vital to knowing how to choose the right plan to ensure adequate coverage and financial security. By educating oneself on these aspects, individuals can make informed decisions, effectively manage premiums...
5 Reasons You Need Life Insurance if You Are Self-Employed
Posted: July 22, 2024
In the event of their death, life insurance provides financial security for their family and business obligations. Life insurance is invaluable for self-employed individuals, as they often lack the safety net of employer-provided benefits. It can cover debts, replace lost income, and fund business succession plans, ensuring continuity and stability for the enterprise. Life insurance offers peace of mind, enabling self-employed individuals to focus on growing...
What Is the Difference Between Medicare & Medicaid?
Posted: July 21, 2024
Medicare and Medicaid are federal health insurance programs that certain people are entitled to receive. Understanding the difference is crucial because they serve distinct populations and have different eligibility criteria, coverage options, and funding sources. Knowing these distinctions helps individuals navigate healthcare options and access the appropriate benefits. What Is Medicare? Medicare covers various healthcare services for eligible individuals, including hospital stays, doctor visits, preventive...
Do I Need Employment Practices Liability Insurance (EPLI)?
Posted: July 19, 2024
Employment Practices Liability Insurance (EPLI) protects businesses against claims of wrongful employment practices such as discrimination, harassment, wrongful termination, or retaliation from employees or former employees. In today’s litigious environment, EPLI is essential for businesses of all sizes to safeguard their reputation, finances, and operations. It covers legal expenses, settlements, and judgments, helping companies to navigate complex employment-related claims and mitigate financial risks. Assessing Your...
