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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Commonly Overlooked Types of Business Insurance

Commonly Overlooked Types of Business Insurance

You already have business insurance, but have you overlooked a situation that could put your business at risk? We offer a list of the most overlooked types of business insurance, as well as a brief explanation of each type. Employment Practices Liability Insurance (EPLI): This insurance protects against claims filed against your business by an employee, such as wrongful termination, harassment, discrimination, and others. When...

Tips for Maintaining Your Roof

Tips for Maintaining Your Roof

You want to ensure the roof on your home lasts as long as possible. Performing basic maintenance can prolong the life of your roof and help you avoid the cost of a new roof for much longer.  Replace Roof Shingles If your roof has missing or damaged shingles, they should be replaced rapidly. Rain, snow, wind, or even very dry, hot weather can cause damage....

How Much Sodium is Too Much?

How Much Sodium is Too Much?

Sodium, or salt, brings out the flavor in all foods, from savory to sweet. But too much sodium can have a detrimental effect on your health. Has your doctor told you to lower your sodium intake? How much is too much? The Symptoms of Too Much Sodium in Your Diet If you experience any of these symptoms, it may be the result of consuming too...

Term or Whole Life: Which Life Insurance Policy is Best?

Term or Whole Life: Which Life Insurance Policy is Best?

Buying life insurance can be confusing. After searching online, you will be inundated with endless email offers and ads on social media. To choose the right type of life insurance, it is worth understanding the basics, so you purchase a policy that best suits you, your family, and your financial situation.  Life Insurance: What Type Do You Need? You have two main options in purchasing...

Does Medicare Provide Mental Health Coverage?

Does Medicare Provide Mental Health Coverage?

Medicare covers certain mental health services, provided the healthcare professional accepts assignment. The Part B deductible applies to doctor visits, in addition to a 20% copay. If you go to a hospital outpatient clinic or department for mental health services, you may have to pay an additional copayment or coinsurance to the hospital.  What Mental Health Services Does Medicare Cover If your primary care doctor...