When to File a Homeowners Insurance Claim
Posted: March 16, 2021
A home is a major investment, and home insurance is designed to protect it. We pay premiums in exchange for coverage, so the natural inclination is to file a claim when a covered loss occurs. The reality is not so clear cut. Filing a claim under the wrong circumstances can affect your premiums and your finances adversely in the future. It is important to know...
Can I Have Multiple Health Insurance Plans?
Posted: March 10, 2021
Yes, it is perfectly legal to have more than one health insurance plan. With the coordination of benefits, it can work to your advantage. If you have access to two health insurance plans, it can increase your coverage and save you money. Why Do Some People Have More Than One Health Plan? People can end up with more than one health plan in a variety...
Preparing for the Life Insurance Examination
Posted: March 7, 2021
The healthier you are, the lower the risk for the life insurance company. This is why they usually require a medical exam before issuing a policy. Great results on your examination can help you lock in lower life insurance rates for years to come. Get ready for your life insurance exam with the following tips. Start Preparing Weeks Before Your Exam Some simple dietary changes...
Helping a Parent Register for Medicare
Posted: March 6, 2021
Medicare can be a confusing subject for anyone. Even people in the industry have been known to struggle with navigating the official website. It is entirely understandable if a parent needs a little help. The good news is that your parent may not have to register for Medicare; enrollment is automatic for many people. But once enrolled, your parent may need help choosing the best...
Avoiding Workers’ Comp Fraud
Posted: March 4, 2021
Workers’ compensation fraud can be expensive for employers. One of the most common types of workers’ comp fraud is employee fraud. This involves workers who seek to receive benefits under false pretenses. How Do Employees Commit Workers’ Comp Fraud? Employees have been known to commit several types of fraud to obtain workers’ compensation, including: Off-the-job injury: An employee is injured on his own time, but...
